We have endeavoured to just offer 3 schemes (based on life span and life goals) as we believe that in reality there are broadly just three set of investors
WEALTH MAXIMIZER
THE YOUNG TURKS:
Age 1 to 30, who have a lifelong runway and have an investment horizon between 10 and 30 years. Planning for higher education, weddings etc. The largest quantum of compounded wealth can be made by this class of investors by themselves or through their guardians. This strategy bears relatively higher risk, requiring longer investment horizon.
WEALTH ENHANCER
THE ACCOMPLISHED PROFESSIONALS:
Age 30 to 50, who are in successful jobs, saving well, have an investment horizon between 5 and 20 years and are looking to build a retirement corpus or accomplish goals such as buying a home, car etc. This strategy bears moderate risk, requiring a minimum investment horizon of 5-7 Years
WEALTH PROTECTOR
THE RISK AVERSE, SENIORS:
Age 50 to 70, who have an investment horizon between 3 and 10 years, who could need to liquidate at a short notice and for whom capital preservation is paramount even for short term. This strategy bears significantly lower risk but for the systemic issues of the economy.